What types of business insurance do I need?

Most businesses need general liability insurance, and many also require workers compensation, commercial property, and professional liability coverage depending on their industry and operations.

How much does business insurance cost?

Business insurance costs vary based on industry, business size, location, and coverage types. A basic package typically starts around $250 per month for small businesses.

Is business insurance required by law?

Workers compensation is required in most states if you have employees. Other coverage types may be required by contracts, leases, or licensing authorities, and are recommended for business protection.

What does general liability insurance cover for businesses?

General liability insurance covers third-party claims for bodily injury, property damage, personal injury, and advertising injury that occur during business operations.

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General Liability Insurance

Essential business protection against third-party claims and lawsuits.

Professional Liability Insurance

Errors & omissions coverage for professional services and consultants.

Workers Compensation

Mandatory coverage for employee injuries and workplace accidents.

Commercial Property Insurance

Protection for your business property, equipment, and inventory.

Commercial Auto Insurance

Vehicle coverage for business cars, trucks, and commercial fleets.

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