Additional Living Expenses Coverage
Financial protection for temporary housing and extra costs when your home becomes uninhabitable due to a covered loss, helping you maintain your standard of living.
Key Benefits
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Covers hotel or rental housing costs if your home is uninhabitable
Pays for additional food expenses above your normal spending
Covers laundry and transportation costs during displacement
Provides pet boarding expenses if temporary housing doesn't allow pets
Covers moving and storage costs for your belongings
Peace of mind knowing your lifestyle won't be disrupted by a disaster
Coverage Amount
Typically 20-30% of dwelling coverage
Protection Type
Home Insurance
Application Process
Simple 15-minute consultation
Coverage Features
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Coverage triggered by any covered peril in your homeowners policy
Protection lasts until your home is repaired or rebuilt
No need to provide receipts for every expense with per diem options
Coverage limits typically 20-30% of your dwelling coverage
No deductible typically applied to ALE claims
Coverage for costs that exceed your normal living expenses
Protection during mandatory evacuations in some policies
Ready to get protected?
Speak with our home insurance specialists to find the right coverage for your property.